Gambling + Insurance = Gamified Insurance

The idea here is to connect those seeking insurance with those seeking a high risk investment opportunity. Here’s how it works. Those who want insurance sign up to the site and they put up their profile. Age, number of accidents, car etc. Then a bunch of punters come along and they stake $100k of their money, and the browse the profiles and bid to insure that person. If they look like they’re a great driver, competing bidders will drive the price low. The insured person pays their (now lowered) premium, which gets distributed to those that have taken on the risk of insuring them (after we’ve taken a cut). In this system you essentially have rich people wanting to make lots of money “gambling” on whether people are good drivers based on their profile. Perhaps we can make it more open to the people by creating syndicates. So you and a bunch of mates can get together, chuck in 10k, and insure some people. It would make roughly 12% per year, but of course you risk losing it all if the driver makes a big claim.

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When your thong (foot thong!) pulls through and the rubber is somewhat worn and happens again and again. Rather than buying a new set of thongs you buy the replugger which clamps onto the bit that goes between your toes, pushes through the gap and then uses a folding split-pin mechanism to fold out to keep it in place. If it’s small enough the whole mechanism can fit inside of the little hole that it goes through.

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Exoskeletal Training & Rehabilitation

Was thinking that if you could build a light weight exo skeleton that could “guide” movement – it’s not moving by itself, it’s more correcting alignment, or giving the user feedback to do it themselves – that you could use it for multiple purposes. For elite sports training: Want to kick a ball like Ronaldo? The exoskeleton will try to guide you by putting light pressure if you come out of the “path” that it’s set for you to kick a ball like Ronaldo. The same idea works for rehabilitation of injuries. It’s essentially a programmable movement guide.

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Air Buoy & Buoy

This is Air B&B but for births for your boat. Plenty of people own a warf. This is a facility for them to lease it out as a place to moore a boat for a short amount of time. Great for boaty getaways.

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Stable Stand – a retrofit platform on boats that keeps still on rocky seas

The idea here is simple: Drones were enabled by fast, small, efficient processing. They physics was always known, what happened is that computers became fast enough to process events and respond to them to enable a drone to alter things to keep itself more or less hovering. So can we use the same sort of technology to create a stable platform on a rocky boat? Think of a 2 people sized bucket, which sits on a single point, and then has a bunch of motors on each side of the bucket that essentially tip the bucket one way or another. Then a heap of sensors on the boat that can detect when it starts to move and tell the bucket to compensate.

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Reducing Roadkill

How much does roadkill cost society? Both in accidents, injuries, and the ecological toll? I bet nobody’s done the numbers, but it seems to me that if we can reduce road kill, then nobody is going to lose out. This is a series of ideas I had.

Idea 1: A drone that flies 50 m in front of the car, if it identifies an animal it can buzz down to try and shoe it away from the road or it can just “sound the alarm” (visually) so you know to start hitting the brakes RIGHT NOW. Problem is that no drone can go 100km/h for 3 hours, so it’s useless for a trip down the coast.

Idea 2: Drones that sit along side the road and essentially guard the perimeter of the road…

Idea 3: An attachment on every single one of those red and white reflectors on the side of the road to give it a heat sensing camera and some smarts to identify animals and a light. When one of the reflectors detects an animal it communicates to all the other reflectors around it which can also light up to alert a user that there is an obstruction/animal on the road up ahead and to start slowing down. The reflector that has detected the animal can also shine a light on it (and you’ll probably get multiple) to illuminate it so that it can be seen on dark roads well in advance.

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Bird Off Drone

This probably exists, but the idea is that cafe’s like the Yarallumla Nursery have a bird problem. They fly down to the table and eat any left overs. And then they get bolder and bolder until they’re bothering guests and stealing food from their hands. This is a drone that “waits tables” by flying around and basically identifying and scaring off birds. Yeah it isn’t super effective immediately, but you’re trying to tip the balance so that it’s a too much of a pain in the ass for the birds to keep trying so they stop hanging around and being so bold.

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Drone Drone

A drone which is dedicated to hassling your kids. “Get up, get dressed, get in the car” etc. Essentially you switch it on, use the phone app to assign it to a child, give it a sentence to endlessly repeat and press go. It’ll go and hover just out of reach of your child and endlessly intone your nagging without you having to. Great for single parents with multiple kids or those which find every morning a struggle!

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Conscientious Consumer

A community driven site where people do research on products so that conscientious shoppers can choose products.

For instance, if I plug in that my main choice factor is environmental impact (plastic) and avoidance of palm oil and that I’m shopping at woolworths, then it will recommend me products that tick those boxes.

The idea is that this would be a site that is entirely consumer driven. So if I have done the research on a particular product (e.g. does it contain palm oil, is it sourced from renewable materials etc) then somebody else does not have to.

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Should I Drive?

A social app or plugin that allows you to ask your circles anonymous questions. e.g. Should I drive home tonight? The idea is that those who are perhaps not happy to speak up can vote… obviously flawed in a lot of ways.

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